Monthly Archives: May 2011

Using the home to fund your business no longer “safe as houses”

Using your home to finance the business may have been an economically sensible decision in the past, but this strategy may very well get challenged as Australia sees its buoyant property market pull back. Expect the banks to be less generous with lines of credit where property is used as security. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring, Factoring Companies, Invoice Discounting, Invoice Factoring, Small Business Factoring | Leave a comment

SME’s to benefit from $90B in projects…if they survive long enough

With a huge amount of projects to commence next financial year, SME’s in the resource and energy sector would be wise to line up a factoring facility to help prevent over-trading. After all, this perhaps once-in-a-lifetime opportunity to benefit from the resources boom can only occur if a small business has enough cashflow to survive. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring, Factoring Companies, Invoice Discounting, Invoice Factoring, Small Business Factoring | Leave a comment

Aussie entrepreneurs are back…and looking for factoring brokers!

Factoring companies pay attractive commissions offering brokers a fantastic diversification strategy as the mortgage market become less lucrative. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring, Factoring Companies, Invoice Discounting, Invoice Factoring, Small Business Factoring | Leave a comment

Greece Lightning Strikes Aussie Banks…SMEs prepare for a storm

Small businesses may well view the events in Europe and say “it’s all Greek to me” but they should know that it may well impact both the cost and availability of credit to their businesses. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring, Factoring Companies, Invoice Discounting, Invoice Factoring, Small Business Factoring | 2 Comments

‘Capex’ growth provides uncapped opportunity for SME’s

With the economy growing strongly and big companies investing in growth, small business will have a unique opportunity to benefit. They just need to look at the reality of the payment terms offered by the big guys and put in place a factoring solution to meet the growth demands coming their way. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring, Factoring Companies, Invoice Discounting, Invoice Factoring, Small Business Factoring | Leave a comment

NAB confirms why small business should “break up” with the banks

Accessing bank lending will continue to get tougher for small business as capital becomes more scarce and banks continue to look for high ROE returns for shareholders. Accounts receivable factoring is a clever alternative custom made for small businesses. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring Companies, Financial News, Invoice Discounting, Invoice Factoring, Small Business Factoring | 2 Comments

Small business in a bad mood as Moody’s downgrades Aussie banks

Following this ratings downgrade, invoice factoring – or accounts receivable factoring – will increasingly be the product small businesses turn to as banks become even more strict with their lending criteria. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring, Factoring Companies, Invoice Discounting, Invoice Factoring, Small Business Factoring | 1 Comment

Budget: Too Little, Too Late for SME’s

Small businesses appreciate that a tough budget is required to moderate inflationary pressures. At the same time, policies providing cash flow benefits to SME’s beyond a 6-month period are simply not good enough. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring, Factoring Companies, Invoice Discounting, Invoice Factoring, Small Business Factoring | Leave a comment

Longer payment terms may be necessary as the Aussie gives 110%

One strategy that small businesses can explore is offering more extended payment terms to offset – in part – the price increase caused by the currency movement. Continue reading

Posted in Accounts Receivable Factoring, Construction Factoring, Factoring Companies, Invoice Discounting, Invoice Factoring, Small Business Factoring | 4 Comments