Monthly Archives: May 2011

Using your home to finance the business may have been an economically sensible decision in the past, but this strategy may very well get challenged as Australia sees its buoyant property market pull back. Expect the banks to be less generous with lines of credit where property is used as security. Continue reading →

With a huge amount of projects to commence next financial year, SME’s in the resource and energy sector would be wise to line up a factoring facility to help prevent over-trading. After all, this perhaps once-in-a-lifetime opportunity to benefit from the resources boom can only occur if a small business has enough cashflow to survive. Continue reading →

Factoring companies pay attractive commissions offering brokers a fantastic diversification strategy as the mortgage market become less lucrative. Continue reading →

Small businesses may well view the events in Europe and say “it’s all Greek to me” but they should know that it may well impact both the cost and availability of credit to their businesses. Continue reading →

With the economy growing strongly and big companies investing in growth, small business will have a unique opportunity to benefit. They just need to look at the reality of the payment terms offered by the big guys and put in place a factoring solution to meet the growth demands coming their way. Continue reading →

Following this ratings downgrade, invoice factoring – or accounts receivable factoring – will increasingly be the product small businesses turn to as banks become even more strict with their lending criteria. Continue reading →

Small businesses appreciate that a tough budget is required to moderate inflationary pressures. At the same time, policies providing cash flow benefits to SME’s beyond a 6-month period are simply not good enough. Continue reading →